5 Smart Financial Moves to Make in Your 20s [Guide]

Did you know making 5 smart financial moves in your 20s can help you achieve long-term financial success? Probably not, as majority of Americans have less than $1,000 in their savings. Reality is many of us were not taught how to handle our personal finances, so big money mistakes were bound to happen early on.  And honestly, … Read more

9 Healthy Financial Habits You Need to Better Your Financial Future

Money is a crucial part of our lives. Having a good relationship with money is essential for your financial success. If you don’t have a good relationship with money, this can lead to overspending, living paycheck-to-paycheck, and drowning in debt. A healthy relationship with your finances isn’t always easy, but building healthy financial habits can … Read more

8 Tips for First Time Home Buyers [Guided Steps]

First time home buyer, this is for you. Buying a home is a big deal! The process can be stressful, it can take a lot of time, and energy. I know because I experienced it first hand! From figuring out your house budget to choosing the right location to negotiating the price, there are so … Read more

Best Places to visit in Panama City in 4 Days

Traveling to Panama City for a short stay but want to make the most of your trip? Get ready to discover some of the best places to visit during your trip. Panama City is a top tourist destination with something for everyone. Outdoor experiences in this cultural hub will quench your thirst for adventure. Panama … Read more

About me

Hi there! My name is Karolina but most people call me Karo. I am the founder of Kapitalize With Karo. A platform dedicated to helping empower women learn how to better manage their money, so that in return, they can live the life they want, with the people they want. About me I am a … Read more

How to Budget Your Trip [Actionable Tips]

Dreaming of taking your next vacation but don’t know how to budget for your trip? Most people are discouraged from traveling by the associated costs, from flights, accommodations, excursions, dining to everything else in their itinerary. But this should not deter you from visiting your dream destination. Here’s the thing: it is possible to go … Read more

5 Ways to Practice Financial Self Care

The most important thing you can do for yourself is to start taking care of yourself. This is not limited to only doing things to improve your physical and mental health but to also practice financial self care.  What is Financial Self Care? Financial self care is not the same as self care. Financial Self care … Read more