Financial Freedom Starts here

We love hosting Kapitalize With Karo workshops for our CUNY student interns! Karolina provides financial literacy workshops that are thoughtfully designed for our population. She provides personal examples and offers relatable advice that speaks to short and long-term saving goals. We offered Karolina's workshop during orientation for CUNY Career Launch and Spring Forward. I recommend this workshop for anyone but found it especially helpful for college students who have part-time jobs and are interested in learning how to budget, save, and continue enjoying life to the fullest.

It was such a great pleasure having Karolina conduct a Financial Literacy Workshop at Lehman College for our students and alumni. She was engaging using both her personal experience, (and lessons learned), industry knowledge, along with her humor to engage students. What was particularly amazing was her skill and ability to break down complex financial concepts/terminology in a way students/alumni understood. The workbook she provided to students and alumni during the session was very useful not only for the workshop, but a great tool for students to track and monitor their expenses. After the session, I immediately received emails from students/alumni thanking our office for hosting Karolina to do the Financial Literacy Workshop with a request to invite her back to present again. The Career Center at Lehman College will definitely schedule another Financial Literacy Workshop

Karolina is a skilled facilitator and joy to work with. I met her first in 2022 when she provided provided financial literacy training to students at a paid CUNY internship program at John Jay. I invited her to work with students when I transitioned over to Baruch College the following semester. Karolina is responsive, knowledgeable and cares deeply about supporting young people in learning how to manage their money and invest in their futures. We got positive students from our feedback about the information and tools she provided- Her trainings are an asset to college students and beyond!

"One of the best and most educational presentations I’ve ever been a part of! I feel like after this I feel so much better about planning for my future."

"I really enjoyed it - you managed to get a lot of information in a very short time! It was really helpful and easy to follow, and I like that you shared realistic goals, resources, etc."

"Loved the class it was engaging and helpful"

I was a student in the Financial Literacy presentation you gave for CUNY students. I want to thank you for the extremely helpful tips and resources provided to us! I will definitely be using the workbook provided for future reference and all your travel tips on Instagram as well. Thank you again for all the advice!

Loved the workshop! It was both fun and informative, which I didn't think would be possible in a virtual setting. Thanks to your presentation, I now have plans to open a High Yield Savings Account and a Roth IRA this summer. Thank you so much for this session, I learned so much more about my financial literacy.

One thing I regret is not coming to Karo sooner! I wasn't taught in school the importance of saving but within the first hour of our session I learned so much. Since our meeting, I have paid off debt and set up a reasonable plan to save for my future condo purchase. She truly helped me find the balance between budgeting. I am so grateful to have worked with Karo and I know if I ever need guidance I can always turn to her!

Working with Karo was an excellent experience. Her sessions are very informative. I’ve learned so much about paying off my debt, saving, investing, and planning for my retirement. Karo helped me create a budget that reflects my lifestyle and financial goals which was really helpful. I don’t track my spending as much, but what has been super helpful has been automating my savings and investments. So far I have been able to save $20k, which will go towards my future home.  I highly recommend working with Karolina.

Working with Karo was truly impactful. Through our session, I learned how to budget using the Zero-Based Budgeting Method. I also learned how to open up a ROTH IRA and we also opened up a High Yield Savings Account. She was super patient as I asked her many questions to further my understanding and knowledgeable of these accounts. By being mindful of my expenses and following the plan Karo helped me come up with, I have been able to save over $750 dollars in the last two months!!!  

Before working with Karo I had no idea how to tackle my credit card debt and felt I was getting nowhere with my payment plans. I really wasn’t seeing any real progress in my balance by paying a bit off to each card. I learned about the snowball method and the avalanche method. Karo helped me see which would help me pay off debt faster by calculating extra cost with interest rates. With that, and her help with creating a better budget I am so much closer to being debt free! Thank you Karo!