DID YOU KNOW?
76% of College Students
Wish they had more help for financial futures
(Source: Keybank)
39% of Adults
Have ZERO non-retirement savings
(Source: NFCC)
78% of Adults
Are living paycheck to paycheck
(Source: CareerBuilder)
Welcome to
Kapitalize With Karo
Your go-to resource for taking control of your finances and building the life you deserve.
At Kapitalize With Karo, we provide tailored solutions to meet your financial literacy needs. Our services make financial education both accessible and actionable for students preparing for the future, individuals striving for financial independence, and businesses empowering their communities.
Founded with a bold mission, Kapitalize With Karo is committed to breaking down barriers that have historically excluded women and communities of color from financial empowerment.
Your journey towards financial independence starts here, right now.
Freebie!
Monthly Budget Template
Ready to start getting your finances in order? Sign up to your FREE budget template so you can plan your monthly spending. (Googlsheets)
KWK Speciality Services
Financial Literacy Workshops for Colleges & Universities
Interactive and engaging workshops that are designed to equip students with the knowledge and tools they need for a successful financial future. Whether in-person or virtual, our customizable workshops are tailored to meet your specific requests and address student needs, making financial literacy practical and actionable.
Spreadsheets, Planners, and more!
Sometimes, all you need are the right tools to take control of your finances. That’s why I create easy-to-use Google sheets, budget planners, and more! Whether it’s budgeting, tackling debt, planning travel budgets, managing bills or biz finances—you're covered! I designed these tools to handle the heavy lifting, helping you focus on your goals and stay on track—all without breaking the bank.
Personalized 1:1 Financial Coaching
Tailored coaching sessions are designed to focus on your unique financial needs. Together, we’ll create actionable strategies to help you take control of your money and feel confident about your finances, so you can start achieving your goals.
About the Founder
Karolina Redrovan
Karolina, also known as Karo, is the founder of Kapitalize With Karo! As a first-gen Latina, she understands the challenges many face in managing money. Her personal journey, including saving $72k by 27, homeownership by 28, and exploring 25+ countries, while making less than 6 figures, has reinforced her belief in the power of financial literacy. With a background in education, she's dedicated to providing accessible financial education to all. Join her in creating a brighter financial future together!
What Clients Are Saying
We love hosting Kapitalize With Karo workshops for our CUNY student interns! Karolina provides financial literacy workshops that are thoughtfully designed for our population. She provides personal examples and offers relatable advice that speaks to short and long-term saving goals. We offered Karolina's workshop during orientation for CUNY Career Launch and Spring Forward. I recommend this workshop for anyone but found it especially helpful for college students who have part-time jobs and are interested in learning how to budget, save, and continue enjoying life to the fullest.
Ava
Karolina is a dedicated educator committed to helping marginalized communities break generational barriers and build wealth by educating them about financial literacy. Our EOF scholars at Ramapo College of NJ really appreciated Karolina’s transparency and her passion for sharing her knowledge and expertise. I highly recommend connecting with Karolina and inviting her to speak to your students and/or campus community!
Tanadjza
It was such a great pleasure having Karolina conduct a Financial Literacy Workshop at Lehman College for our students and alumni. She was engaging using both her personal experience, (and lessons learned), industry knowledge, along with her humor to engage students. What was particularly amazing was her skill and ability to break down complex financial concepts/terminology in a way students/alumni understood. The workbook she provided to students and alumni during the session was very useful not only for the workshop, but a great tool for students to track and monitor their expenses. After the session, I immediately received emails from students/alumni thanking our office for hosting Karolina to do the Financial Literacy Workshop with a request to invite her back to present again. The Career Center at Lehman College will definitely schedule another Financial Literacy Workshop in the Spring 2024 semester!
Nicole
I was a student in the Financial Literacy presentation you gave for CUNY students. Thank you for the extremely helpful tips and resources provided to us! I will definitely be using the workbook provided for future reference and all you travel tops on Instagram as well. Thank you again!
Jacinda
Loved the workshop! It was both fun and informative, which I didn’t think would be possible in a virtual setting. Thanks to your presentation, I now have plans to open a High Yield Savings Account and a Roth IRA this summer. Thank you so much for this sessions, I learned so much!
Jennifer
Karolina is a skilled facilitator and joy to work with. I met her first in 2022 when she provided provided financial literacy training to students at a paid CUNY internship program at John Jay. I invited her to work with students when I transitioned over to Baruch College the following semester. Karolina is responsive, knowledgeable and cares deeply about supporting young people in learning how to manage their money and invest in their futures. We got positive students from our feedback about the information and tools she provided- Her trainings are an asset to college students and beyond!
Amy
