Welcome to Kapitalize With Karo! I’m Karolina, also known as Karo. As a first-generation Latina, I understand the challenges many of us face when it comes to managing money. That’s why I am on a mission to bridge the financial literacy gap in our communities.

At the age of 25, I stumbled upon the world of personal finance and transformed my life through self-education. By 27, I had saved $72k, became a homeowner at 28, and explored over 25 countries, all while earning less than six figures. These experiences reinforced my belief in the power of financial literacy, and I firmly believe that financial education should be accessible to everyone, regardless of background or income.

With a background in education, I’ve spent the past 9 years as an educator in an elementary school setting, honing my skills in explaining concepts in an easy-to-understand manner for diverse learners.

Now, I’ve channeled my expertise in teaching and financial literacy to become a financial educator, driven by my passion to bridge the financial literacy gap within our communities. I am determined to provide college students and beyond with the right tools and knowledge for a successful financial future.