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Where to stay. Things to see & do. Places to eat. And More! Panama City is a top tourist destination with something for everyone. Outdoor experiences in this cultural hub will quench your thirst for adventure. I’ll share some tips on what to do (and not to do) and where to stay and eat during … Read more

I wasn’t financially educated during my teen years or early 20s; however, my parents did mention that saving money was important. And this stuck with me early on for some reason. I started practicing how to save money in my teenage years. Whether I was making $15 a day helping my mother clean apartments in … Read more

Hi there! My name is Karolina but most people call me Karo. I am the founder of Kapitalize With Karo. I am a NYC charter school teacher who loves to travel and who is working towards building wealth!  I am a First-Gen Latina who was born in Ecuador and moved to the United States at … Read more

What dream vacation are you dreaming of taking today? If you were able to go anywhere in this world, where would you go? The opportunities to travel are limitless – and that is incredibly exciting! But let’s be honest: you may be thinking if only you could afford this dream vacation. Most people are discouraged … Read more

Growing up, my parents always said the “American Dream” was to become a homeowner. I guess one would say for most of my life I believed the same. I always knew I wanted to become a homeowner but didn’t know when it would happen. My first job out of college, I was making $28,000 a … Read more