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Trying to not over spend? Well then, you need a budget. Before I share the four popular types of budgeting methods, let’s break down what a budget is.  A budget is a spending plan where you organize your income and expenses. You use it to help you keep track of your spending. It’s there to … Read more

Want to start traveling the world for less? Better yet, want to book your next flight for free? The easiest way is to start travel hacking using points and miles. Before we learn the steps, let’s learn the basic travel hacking lingo. What is travel hacking? Travel hacking is a strategy people use to earn … Read more

Did you know making 5 smart financial moves in your 20s can help you achieve long-term financial success? Probably not, as majority of Americans have less than $1,000 in their savings. Reality is many of us were not taught how to handle our personal finances, so big money mistakes were bound to happen early on.  And honestly, … Read more

Money is a crucial part of our lives. Having a good relationship with money is essential for your financial success. If you don’t have a good relationship with money, this can lead to overspending, living paycheck-to-paycheck, and drowning in debt. A healthy relationship with your finances isn’t always easy, but building healthy financial habits can … Read more

First time home buyer, this is for you. Buying a home is a big deal! The process can be stressful, it can take a lot of time, and energy. I know because I experienced it first hand! From figuring out your house budget to choosing the right location to negotiating the price, there are so … Read more

Traveling to Panama City for a short stay but want to make the most of your trip? Get ready to discover some of the best places to visit during your trip. Panama City is a top tourist destination with something for everyone. Outdoor experiences in this cultural hub will quench your thirst for adventure. Panama … Read more

First, let me start off by saying saving money was something I started to practice early on in my teenage years. Although, I wasn’t taught much about money growing up, I was always told to save a portion of your earnings. For some reason this stuck with me early on. Whether I was making $15 a … Read more

Hi there! My name is Karolina but most people call me Karo. I am the founder of Kapitalize With Karo. A platform dedicated to helping empower women learn how to better manage their money, so that in return, they can live the life they want, with the people they want. About me I am a … Read more

Dreaming of taking your next vacation but don’t know how to budget for your trip? Most people are discouraged from traveling by the associated costs, from flights, accommodations, excursions, dining to everything else in their itinerary. But this should not deter you from visiting your dream destination. Here’s the thing: it is possible to go … Read more

The most important thing you can do for yourself is to start taking care of yourself. This is not limited to only doing things to improve your physical and mental health but to also practice financial self care.  What is Financial Self Care? Financial self care is not the same as self care. Financial Self care … Read more