
The Ultimate Debt Payoff System Google Spreadsheet
The Ultimate Debt Payoff Google sheet helps you organize your debt and create a payoff plan that suits your budget within minutes! Plus, easily track your progress to stay motivated.
$17
$10
What's Included:
Let me guess, right now
- Feeling overwhelmed by student loans and credit card debt, unsure of where to even begin.
- Feeling stuck with your high-interest credit card debt, making payments but never actually seeing the balance go down.
- Feeling anxious every time you check your bank account or credit score, afraid of what you'll see.
- Confused by all the different advice out there, just wishing there was an affordable, simple tool to help pay off your debt without breaking the bank.

I know how stressful managing debt can feel, but I’m here to help.
With the Ultimate Debt Payoff System Google Sheets,
you can finally…
Organize Your Debt & Create a Payoff Plan That
Fits Your Budget!
Takes just minutes to set up and stay motivated as you track your progress.
Here's what's waiting for you inside...

Debt Step Up
Get alerts when minimum payments need increasing, helping you avoid the trap of never-ending debt.
Keep track of up to 15 debts and monitor 15 years of progress

Debt Payment Calculator
Choose between the Snowball or Avalanche Method to tackle your debts.
Use the debt simulator to see how extra payments can help you pay off your debt faster and save you on interest!
Watch your debt payoff schedule adjust automatically.

Debt Payment Tracker
Method 2: Opt to track your monthly payments with debts listed individually, giving you a detailed overview of your progress.
Getting Out of Debt
Just Got Easier !
Take a sneak peak:
How Our Debt Tracker Simplifies Your Finances👇🏼
NOW JUST PICTURE THIS…
- You had an affordable, easy-to-follow plan that showed you exactly how to tackle your debt step by step.
- You knew exactly how much money to pay towards each debt each month and finally started seeing your debt decrease.
- You could ditch the stress and start feeling good about your financial future instead of dreading it.
- You’ve found a solution that makes tackling your debt easy, manageable, and even a little exciting!
- You could celebrate being debt-free, having extra cash to save for your dreams, and finally enjoying life to the fullest.
Still Got Questions?
The Ultimate Debt Payoff System is perfect for anyone looking to take control of their debt and create a personalized payoff plan that fits their budget and financial goals within minutes.
Yes, you'll need a FREE Google account to use the Spreadsheet. Please note that this spreadsheet is NOT compatible with Microsoft Excel and is designed specifically for use with Google Sheets.
When you purchase the Ultimate Debt Payoff System, you'll receive instant access to your easy-to-navigate student portal. This includes the spreadsheet itself, written instructions, and a step-by-step video tutorial on how to set up and use your tracker. You'll also receive an email immediately with instructions on how to create your account and access all your materials.
Yes, the spreadsheet is designed to be compatible with any currency. You can customize the currency symbol and format to match your local currency.
Yes, it’s super easy to use, you don't have to be a spreadsheet wiz. You’ll get simple, step-by-step instructions, and in just a few minutes, you’ll have everything set up. And if you ever need help, I’m just an email away.
The Debt Step Up Tab allows you to input all your debt information in one place. Simply enter the details of each debt, including the balance, interest rate, minimum payment, and due date. The tab will then calculate the total amount owed and provide alerts when minimum payments need increasing.
The Debt Payment Calculator Tab helps you create a customized debt payoff plan. Simply input your total monthly budget for debt payments, and the spreadsheet will allocate the appropriate amounts to each debt based on your chosen payoff strategy (Snowball or Avalanche Method).
Due to the nature of the product (digital), you will receive permanent and instant access to the file once purchased, therefore no refunds or cancellations can be offered. All sales are final. You are encouraged to review the product details carefully before making a purchase. If you have any questions or run into any issues, feel free to contact me at hello@kapitalizewithkaro.com and I'd be happy to help.
This spreadsheet is for informational and organizational purposes only. It is not intended to provide financial, tax, or legal advice. Please consult a professional for specific guidance related to your financial situation.
Get The Debt Payoff Spreadsheet Now!
Detailed step-by-step instructions + video tutorial included!


Hi,
I'm Karo
I know how overwhelming debt can be. That’s why I created this debt payoff spreadsheet for Google Sheets. With my experience in personal finance, I’ve designed this tool to help you tackle your debt with a clear, personalized plan—making the journey to becoming debt-free simple and stress-free.