You know what you want to save for, Now you’ll know how 💸
Get clear on how much to save, how often, and feel good about your plan.
Meet Your New Savings BFF
A Google sheets tracker that takes the stress out of saving.
📊 Sinking Fund Tracker (Google Sheets)
Instead of guessing how much to save or wondering if you’re even on track, this tracker does the math for you.
Enter your savings goals (up to 10).
Pick the date you want to hit each one.
Choose how often you want to save: monthly, biweekly, or by paycheck.
The tracker calculates how much to save, on a schedule that works for you.
No stress. No confusion. Just progress you can actually see.
💸 Just $12
Saving Can Feel Like a Lot.
You already know what you’re saving for.
But the how? That’s the part school didn’t teach us.
How much should you save each month?
Will you hit your goal in time?
And what happens when life throws a curveball?
That’s where this tracker comes in.
It gives you a plan that fits your life.
So you can stop second-guessing, and start seeing real progress.
📽️ Take a sneak peak
Curious how it actually works? Hit play.
Here’s what’s waiting inside
📊 Automated Savings Tracker
Perfect if you like a steady plan and want to watch your savings grow on schedule.
Just plug in your details, and the tracker builds your savings plan for you.
Check off each deposit and watch your balance update instantly.
📒 Manual Savings Tracker (V2)
Prefer more flexibility? This version gives you the same clear savings plan, but lets you log deposits and withdrawals as they happen.
Perfect for when your income changes or unexpected expenses pop up, while still updating in real time so you always know exactly where you stand.
🎯 SMART Goal Planner
Use this bonus tab to break down your savings goals using the SMART method.
Track milestones, map out next steps, and turn big goals into a plan you’ll actually follow through on.
🎨 Bonus: Two color pallets included, no extra cost.
🎥 Short step-by-step video tutorial included.
JUST PICTURE THIS…
You know exactly how much to save each paycheck and for once, you’re actually sticking to it.
Your emergency fund is finally growing and “future you” feels so much calmer for it.
Your next trip is already covered. No debt. No stress. Just excitement, thanks to your travel fund.
You’re looking forward to the holidays, knowing you’ve been saving bit by bit all year.
And when you open the tracker?
You see your progress. You feel proud.
You’re actually doing it.
This is for you if…
- You’re tired of trying to “wing it” with saving.
- You’ve got real-life goals, like a trip, holiday season, or big expense, and want a plan to hit them.
- You want to save consistently, but figuring out the math throws you off.
- You need a system that’s simple to use and easy on the eyes (because aesthetics count too!).
Frequently asked
questions
This savings tracker is perfect for anyone who wants a simple, affordable way to start saving, without the stress. Whether you're saving for a trip, holiday season, or emergency fund, it's designed to help you create a clear plan and stay on track.
You’ll get instant access to your student portal, where you’ll find:
- The google sheet(s) templates
- Written instructions
- A step-by-step video tutorial
You’ll also receive an email with login details. Everything’s organized to help you get set up in minutes.
You’ll need a FREE Google account to use the tracker in Google Sheets. This spreadsheet is not compatible with Excel, it’s designed specifically for Google Sheets.
Yes! You don’t need to be a spreadsheet expert to use it.
You’ll get step-by-step instructions and a short video tutorial to walk you through everything.
Plus, I’m only an email away if you need help.
Absolutely. You can adjust your savings goals, deadlines, and payment amounts anytime.
It’s flexible enough to grow and shift with your life.
That’s what the tracker is for!
Just enter your goal amount, deadline, and how often you want to save (weekly, biweekly, or monthly) and it’ll calculate exactly how much to save each time.
The automated tracker builds your savings schedule and updates your balance automatically as you check off deposits, no math required.
The manual tracker still gives you a clear plan, but with more flexibility. You can log deposits or withdrawals as they happen, which makes it perfect when life shifts.
Because this is a digital product with instant access, all sales are final.
Please review the product details carefully before purchasing.
If you have questions or run into issues, email me at hello@kapitalizewithkaro.com, I’m happy to help.
This template is for personal use only.
This google sheet is for educational and organizational purposes only. It’s not financial, legal, or tax advice. Consult with a qualified professional for personalized guidance.
This tool is for personal use only.
Savings Tracker (Google Sheets)
Ready to Make Saving Simple? ✨
Grab the Google Sheet that helps you plan, track, and actually follow through on your savings goals, without the stress.
$12
Hi,
I'm Karo
I know how overwhelming it can feel to actually start saving, especially when you’re not sure how much to set aside or if you’re even doing it “right.”
That’s exactly why I created this Sinking Fund Tracker.
With my passion for personal finance, I designed this tracker to help you set achievable goals, stay consistent, and feel in control of your savings, all without the stress or guesswork.
You’ve got this.