MY TOP PICKS

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Tools and Resources I recommend

 

These are the exact tools, apps, and resources I use in my own financial life and business. I only share what I’ve personally used and trust. Whether you’re working on your budget, growing a business, or finally learning how to travel hack, there’s something here for you.

 

Top Personal Finance Tools

EMPOWER

Track your full financial picture in one place. Empower is a free app that links all your accounts, monitors your net worth, and helps you see exactly where you stand with your money.

FREE BUDGET SPREADSHEET

My free monthly budget spreadsheet makes it easy to track your income, expenses, and savings in one place. Just plug in your numbers and see where your money is going each month. Comes in two color palettes.

DEBT PAYOFF SPREADSHEET

This spreadsheet organizes all your debts, builds your payoff plan, and tracks your progress automatically using either the snowball or avalanche method. You just plug in your numbers and it handles the rest.

ALLY Online Savings Account

Ally's High-Yield Savings Account is my go-to for sinking funds and savings goals. You can set up multiple savings buckets, earn competitive interest, and manage everything in one easy platform. No monthly fees, no minimums.

MARCUS by Goldman Sachs

This is where I personally keep my emergency fund. Marcus offers a high-yield savings account with competitive interest rates, easy access to your money, and no fees.

Rakuten

Earn cash back on purchases you were already going to make. Rakuten gives you cash back at thousands of stores, online and in-store, through their free app and Chrome extension. Plus, there's a bonus just for signing up.

Top Tools for Small Biz Owners

Thrivecart

ThriveCart is how I run my entire online business. Checkouts, sales pages, funnels, upsells, and my affiliate program, all in one place. If you're a small business owner or creator selling online, this one is worth looking into.
Special Bonus: Buy through my link and I'll send you a free mini sales page template and tripwire page template to get you set up faster. Just email me your proof of purchase.
Small Business Bookkeeping Profit and Loss Google sheet mock up on a laptop and cellphone screen.

Small Biz Bookkeeping Spreadsheet

Know exactly what your business is making, spending, and keeping. This Google Sheets template tracks your income, expenses, and net profit automatically and even helps you plan where your profit goes each month.
No complicated software, no monthly fees. Just plug in your numbers and finally know where your business stands.

Flodesk

Flodesk is what I use to run my email marketing. Welcome sequences, weekly newsletters, sales funnels, and automations, all in one place. It's genuinely the most beautiful email platform I've used (just check my emails 😉) and it doesn't feel overwhelming to set up. If you're a creator or small business owner ready to take email seriously, it's worth looking into.
Use my link for 25% off your first year.

Fiverr

When I was building my first website on a tight budget, Fiverr is where I found the person who made it happen. You can find freelancers for almost anything you need as a creator or small business owner, website design, branding, graphics, and more. My advice: read reviews carefully, start with a smaller project to test the relationship, and ask for samples. When you find a good one, it's worth it.
Your first order gets 10% off (up to $100) through my link.

Airtable

Airtable helps me keep my business organized. It's like a spreadsheet on steroids. You can set up databases, forms, workflows, and more. If you're running a business solo or with a small team, it's worth checking out.

Google Workspace

If you're running a business, Google Workspace helps you look and operate like one. Professional email on your own domain, more storage, security, and all the Google tools you already love.
Use my link for 10% off your first year.

Fav Travel Reward Credit Cards

Fav beginner & beyond Credit Card

Best for Beginners and Beyond
This is the card I recommend to almost everyone getting started with travel rewards. For a $95 annual fee, you earn 3x points on travel and dining, get flexible redemption options, and the sign-up bonus alone can cover a significant part of your next trip. Easy to understand, easy to use.

Fav Credit Card for Everyday Shopping

Best for Frequent Travelers
If you travel regularly, this card practically pays for itself. For a $395 annual fee, you get unlimited 2x miles on every purchase, a $300 travel credit, lounge access, and more. It's a premium card without the premium price tag of some of the other luxury options out there.

Fav Credit Card for Food & Dining

Best for Foodies
This is my go-to for dining and groceries. Earn 4x points at restaurants and supermarkets, plus perks like a $10 monthly Uber and Grubhub credit, a $7 monthly Dunkin' credit, and $50 Resy credits twice a year. If you eat out regularly or cook at home, this card earns fast.