I’m excited to share with you my favorite money tools! They are the exact ones I use. I’m a firm believer in them — that’s why they are listed.
Disclaimer: Some links on this page are affiliate links—that means that at no extra cost to you, I earn a small commission if you book through these links, and that helps me keep this blog running. I use all the companies listed here and recommend them because they’ve made my travels better. I would never recommend something I did not use myself.
Enjoy!
You can earn 60,000 bonus Sign-Up Points if you spend $4,000 within the first 3-months of signing up. This card has an annual fee of $95 (Personally, I do not mind this fee as this card provides so much more value to me. I make more than $95 a year using this card). This card has no foreign transaction fees and additional benefits include: 5x on travel purchases made through the banks Portal, 3x on Dining, 3x on Online Grocery purchases*, 3x on Select Streaming Services, 10% Anniversary Points Boast, $50 Hotel Credit, 2x All Other Travel Purchases, 1x All Other Purchases.
You can earn 75,000 Bonus Sign-Up Miles if you spend $4,000 within the first 3-months of signing up. This card has an annual fee of $395 (Personally, I do not mind this fee as the perks and benefits allow the card to pay for itself). Some benefits include: $300 Annual Travel Credit, 10,000 Anniversary Bonus Miles (equals to $100 towards travel) every year, $100 credit for Global Entry or TSA PreCheck, earn 10x Miles on hotels and rental cars when booking through their travel portal, 5x Miles on flights booked through the travel portal, and 2x miles on all other every day purchases. In addition, you'll have priority pass membership which gives you access to over 1,300+ airport lounges.
MONTHLY BUDGET TEMPLATE
FREE Monthly Budget Googlesheets Template designed to help you create your monthly spending plan so you know where your money is going.
EMPOWER
Favorite FREE App to track your net worth. You can link all your investment and bank accounts to help you keep track of your Net worth!
MARCUS BY GOLDMAN SACHS
Online Savings Account offering a higher Annual Percentage Rate (APR) than a traditional savings account. I personally utilize this HYSA to store my Emergency Fund while earning competitive interest on my savings.
ALLY ONLINE BANK
Online Savings Account offering a higher Annual Percentage Rate (APR) than a traditional savings account. Personally, I use this HYSA to store my short-term saving goals (sinking funds) to earn competitive interest on my savings, while maintaining a clear separation between my Emergency Fund and Sinking Funds (personal preference).
RAKUTEN
Earn cash back on tons of your online purchases by signing up with Rakuten. This FREE App and desktop extension make earning cash back a breeze. Sign up in seconds and start getting cash back on purchases you were going to make online anyways- it's that simple!